## Philosophy

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We have lots of knowledge. That much seems clear. But, we might wonder, what does it take to have knowledge? What exactly are the conditions under which a subject S knows a proposition p? One answer that has been proposed in response to that question is the so-called Traditional Analysis of Knowledge. In the first part of your paper, discuss the Traditional Analysis of Knowledge. Explain what that view says; why it has seemed plausible to people, at least at first; and why Gettier thinks that it is, ultimately, mistaken. Say whether you think Gettier’s argument against the Traditional Analysis of Knoweldge is sound, and why or why not. Another answer that has been proposed in response to question of what it takes to have knowledge is what Ichikawa and Steup refer to as the No False Lemmas analysis of knowledge. In the second part of your paper, discuss the No False Lemmas analysis of knowledge. Explain what that view says; why it has seemed plausible to people, at least at first; and why Ichikawa and Steup think that it is, ultimately, mistaken. Say whether you think their argument against the No False Lemmas analysis is sound, and why or why not. Your paper should be approximately 1000 words in total.

## Company Analysis.

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Problem: A. Analyze Ryan Boot Company, using ratio analysis. Compute the ratios. B. In your analysis, calculate the overall break-even point in sales dollars and the cash break-even point.
Ryan Boot Company Analysis Ratios Ryan Boot Industry Profit margin \$292,500 ÷ 7,000,000 4.18% 5.75% Return on assets \$292,500 ÷ 8,130,000 3.60% 6.90% Return on equity \$292,500 ÷ 2,880,000 10.16% 9.20x Receivables turnover \$7,000,000 ÷ 3,000,000 2.33x 4.35x Inventory turnover \$7,000,000 ÷ 1,000,000 7.00x 6.50x Fixed asset turnover \$7,000,000 ÷ 4,000,000 1.75x 1.85x Total asset turnover \$7,000,000 ÷ 8,130,000 0.86x 1.20x Current ratio \$4,130,000 ÷ 2,750,000 1.50x 1.45x Quick ratio \$3,130,000 ÷ 2,750,000 1.14x 1.10x Debt to total assets \$5,250,000 ÷ 8,130,000 64.58% 25.05% Interest coverage \$700,000 ÷ 250,000 2.80x 5.35x Fixed charge coverage (\$700,000 + \$200,000)/\$250,000 + \$200,000 + (\$65,000/ (1-.35) = \$900,000/\$550,000 1.64x 4.62x
A. Analyze Ryan Boot Company, using ratio analysis. Compute the ratios. B. In your analysis, calculate the overall break-even point in sales dollars and the cash break-even point.
B. BEP in sales dollars First we must calculate the contribution margin. CM = Sales – Variable expenses CM = \$7,000,000 – 4,200,000 CM = \$2,800,000
Contribution Margin Ratio = CM ÷ Sales CMR = \$2,800,000 ÷ 7,000,000 CMR = 40%
BEP = Total Fixed Assets ÷ CMR BEP = \$2,100,000 ÷ 40% BEP = \$5,250,000 in sales dollars
Cash BEP = same as above accept the non cash expenses would be removed from the fixed assets per the instructor help.
Cash BEP = (TFA – Non Cash expenses) ÷ CMR Cash BEP = (\$2,100,000 – 500,000) ÷ 40% Cash BEP = \$1,600,000 ÷ 40% Cash BEP = \$4,000,000

## assessment

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Write an assessment to address the following problems/questions: 1. Assess how diversification benefits the investor. Can you imagine circumstances where an investor would not want to diversify? Discuss why or why not. 2. Analyze the formulation of the Capital Asset Pricing Model including the definition of the model with identification of each component. Explain how the CAPM development effectively makes use of the diversification as a foundation for the development of the model. Discuss the uses of the Capital Asset Pricing Model within finance. 3. Develop the Capital Asset Pricing Model using the assumptions that the risk free rate is 4%, the expected return on the market is 10% and the relevant beta is 1.25. 4. Given problem 3, develop the alternative solutions presented within a table for the assumptions that the beta is 1.15, 1.25, and 1.35 as well as the assumption that the risk free rate is 3%, 4% and 5%. 5. Develop a valuation model for a common stock assuming the most recent dividend per share of the company is \$2.0, the assumed growth rate is 5%. The risk free rate is 6% with an expected return on the market of 12% and a beta of 1.5. Show each step in generating the resulting valuation.
6. Given your analysis in question 5 above, form a able showing all combinations for the model with the growth rate at 3%, 5% and 7% and the beta at 0.5, 1.5 and 2.5. Explain why the results that you generate are sensible for the pricing the common stock in the market

## Finance

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## Statistic

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• Past due
assume the failure rate per 100 miles of powerline has a Poisson distribution with mean of 12 failure per month. Use Statcrunch to find the probability that we observe:
a- exactly 14 failures in a month over 100 miles or powerline.
b- At most 10 failures in a month over 100 miles or powerline.
c- At least 15 failures in a month over 100 miles or powerline.
d- What is the probability of observing at most 3 failures in 50 miles of powerline in a month. Hint must prorate the failure rate from 100 miles to 50 miles.

## Depot Cash Budget

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Operating activities Operating cash receipts Product sales revenue Collections in the year of sale Collections in the year following sale Operating cash receipts Operating cash payments Purchases Cost of expected sales Required ending inventory Beginning inventory Purchases Payments in the year of purchase Payments in the year following purchase Cash payments for purchases Expenses Advertising expense Marketing expense Interest expense Salaries expense Wages expense Supplies expense Utilities expense Expenses Operating cash payments Cash from (to) operating activities Investing activities Facility purchases Equipment sales Cash from (to) investing activities Financing activities Loan proceeds Loan payments Cash from (to) financing activities Change in cash Beginning cash Ending cash
Assumptions
The Wine Depot is contemplating several alternative means of financing their annual acquisition of \$75,000 in wine storage facilities. One option is to borrow \$300,000 from a local bank for 5 years at 11 percent per annum. The bank has asked them to produce a 4-year cash budget broken down by year (2010 155156through 2013). Sales of \$500,000 are expected in the first year, with sales increasing each year thereafter by 22 percent. Sales in 2009 were \$450,000. Purchases are based on an expected cost of sales of 45 percent and a required ending inventory of 10 percent of next year’s sales. Purchases in 2009 were \$200,000, and beginning inventory was \$32,000. Annual expenses include advertising expense of \$10,000, marketing expense of \$6,000, depreciation expense of \$8,000, interest expense of \$35,000, salaries expense of \$150,000, wages expense of \$65,000, supplies expense of \$7,500, and utilities expense of \$10,000. All expenses except depreciation are paid in the year in which they are incurred and are expected to increase 5 percent each year. Collections in the year of sale are expected to be 94 percent, with the remaining 6 percent collected in the next year. Payments in the year of purchase are expected to be 93 percent, with the remaining 7 percent paid in the next year. Proceeds from the \$300,000 loan are expected in 2010, and \$75,000 of facilities will be purchased each year. Proceeds from expected equipment sales each year are expected to amount to \$10,000. Annual payments of \$81,171 on the loan also begin in 2010. The beginning cash balance in 2010 was \$20,000. Using the ch6-05 file to start your work, create a cash budget (as you did in the chapter) based on the assumptions just provided. Use Excel’s grouping feature to group operating cash receipts, operating cash payment, cash from (to) operating activities, cash from (to) investing activities, and cash from (to) financing activities. Save your file as ch6-05_student_name (replacing student_name with your name). • a. Print the newly completed worksheet in Value view, with your name and date printed in the lower left footer and the file name in the lower right footer. • b. Print the worksheet from part a, above, in Formula view, with your name and date printed in the lower left footer and the file name in the lower right footer. Print only columns A, B, and C of the cash budget, no assumptions. • c. Collapse rows to level 2; then print the worksheet in Value view, with your name and date printed in the lower left footer and the file name in the lower right footer. Print cash budget only, no assumptions. • d. Collapse rows to level 2, and then use what-if analysis to calculate end-of-year cash if the sales growth each year were 10 percent. Print the resulting worksheet in Value view, with your name and date printed in the lower left footer and the file name in the lower right footer. Print cash budget only, no assumptions. • e. Undo the what-if analysis performed in part d. Collapse rows to level 2, and then use goal seek to determine what annual sales growth would be needed to produce an ending cash balance of \$50,000 in 2013. Print the resulting worksheet in Value view, with your name and date printed in the lower left footer and the file name in the lower right footer. Print cash budget only, no assumptions.

## ENG 315 Week 10 Assignment 4 – Job Application Cover Letter

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Are you looking for employment or advancement within your current job? Completing this assignment will help you name and identify the skills and abilities that will move your career forward. Develop a Job Application Cover Letter that highlights and emphasizes why you are the person most suitable for your ideal role. Use the general writing guidelines on p. 277-278 in the text for structural and content guidance. (Examples can be found on p. 274, Figure 14-7, and on p. 279, Figure 14-8.)

The message should take the form of a business letter; however, you will submit your assignment to the online course shell.

The job letter / application message must adhere to the following requirements:

1. In terms of content:
1. Highlight relevant background and job history information.
1. Emphasize significant qualifications and exclude nonessential ideas.

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## HIS 105 Assignment 1.1: Industrialization After the Civil War Thesis and Outline

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After the Civil War, the United States became a much more industrialized society, Between 1865 and 1920, industrialization improved American life in many ways. However, industrialization also created problems for American society. Consider events that took place after the Civil War and discuss ways that industrialization affected the U.S. between 1865 and 1920.

For the first part of this assignment you will create a thesis statement, A thesis statement is usually a single sentence somewhere in your first paragraph that presents your main idea to the reader. The body of the essay organizes the material you gather and present in support of your main idea. Keep in mind that a thesis is an interpretation of a question or subject, not the subject itself. (Note: Please consult Stanford University’s Website with tips on how to construct a proper thesis; the website can be found at:

http://www.stanford.edu/~steenedhandouts/thesis,htm For the next part of this assignment you will create an outline of the main points you want to address in this paper. This outline will serve as the basis for your Assignment 1.2 Final Draft. (Note: Please use the Purdue Owl Website to assist you with this assignment; this website can be accessed at: https ://owL english.purdue.edulen,qagement/ 2/2/55/

Part 1:

1. Wdte a thesis statement that is one to two (1-2) sentences long in which you:
2. State you opinion on how industrialization after……

Part 2:

1. Write a one to two (1-2) page outlines in which you:
2. a)Determine three (3) major aspects of industdalization durng 1865 and 1920 that influenced U.S. society, economy, and politics, (Consider issues such as geography, entrepreneurship, legislative representation, etc.)

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