Write a 750 word paper addressing the following 3 health insurance models:

•    Point of Service (POS)
•    Preferred Provider Organizations (PPO)
•    Health Savings Account (HAS)

For each of these, you should address the following aspects:

•    Describe the model and its origins
•    How does the model affect patients (Include pros and cons)
•    How does the model affect providers (Include pros and cons)

Include at least 2 references.

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